Lavra do Professor — Agricultural Crowdfunding Platform with Physical Hedge Mechanism | Terra Digital
Agriculture and AgroBusiness (including Fisheries)
Information
Company Description
Terra Digital is an Angolan company focused on delivering technology solutions to remote areas, promoting digital inclusion in rural communities. We provide connectivity, training and accessible digital tools, reducing technological exclusion while boosting education, entrepreneurship and sustainable development. Our mission: connect communities to the digital world.
Countries of Operation
Angola
Ownership of Company
Local Company
Number of years since incorporated
3
Project Pitch
Lavra do Professor is a digital crowdfunding platform that enables Angolan citizens to invest directly in agricultural production and receive returns in physical products (beans, maize) at market price, with a 75% gain cap. The platform operates a unique product-based return model: investors' capital is converted into kilograms of produce at investment time. Partner farmers commit to producing 110% of the corresponding quantity — 100% returns to investors, 10% is platform revenue. Our structural differentiator is the Agricultural Hedge Mechanism: the founders own a legally registered 180-hectare farm in Uíge province. 120 hectares are cultivated with maize and beans, generating €160,000/year in direct revenue. This production serves as physical insurance, guaranteeing minimum 40% capital coverage against drought, pests, or farmer default. The remaining 60 hectares serve as expansion reserve and additional collateral. The platform is 85% complete (180+ data models, 83 controllers, 1,059+ API endpoints, integrated payments: Multicaixa, Unitel Money, M-Pesa). The project is profitable from Year 1 (€16K net income). Key indicators: NPV €400K, IRR 58%, Payback 18-22 months. Even if the platform attracts zero users, the farm alone recovers investment in 48 months.
Team
Santos Fernando (Founder & CTO): Computer Engineer with 16 years in education (databases, networks, algorithms). Relocated from Luanda to Uíge to lead operations. Developed the entire platform (Laravel/Nuxt.js, 180+ data models).
Maravilha Afonso (Co-founder & COO): Nursing and Business Management graduate with 5 years of enterprise management experience. Manages farm operations, finance, and community relations.
Type of Project
Private Company project
Stage
Early Venture
Annual Revenue (in EUR)
0 - 10.000 EUR
Number of employees
1-10
Total Project Cost (in EUR)
286,000
Financing needs (in EUR)
286,000
Type of financing needed
Equity, Grant
The Company is looking for
Financing, Joint Venture/Partnership, Clients for my products/services,
Planned allocation of fundraising capital
Greenfield (new activity for the company)