Klarna

One API. Three Services.

We'll give you all the tools you need to offer a great user experience without compromising security, compliance or your ability to collect, handke or process bank account information.

Account Information Service (AIS).

Use our Account Information Service with the customer’s consent and periodically retrieve bank account data to offer tailor-made smart financial services for your customers.

Payment Initiation Service (PIS).

Integrate payments seamlessly into your product with our Payment Initiation Service. Move funds from one bank account to another, even instantly if SEPA instant payments are supported by the bank.

Account Insights.

Our powerful Account Insights engine helps you turn simple bank statements into unique insights and exciting customer experiences.

Do you want to help users budget and understand their money, remove the paperwork from loans, compare rates and prices or simply build the world's favorite financial services?

We've got you covered.