POWERHOUSE DEBATE: Commercializing data portability: Who wins in a new Open Banking economy?

With data mobility on the books, attention is turning to commercial reality. Where are the revenue opportunities, and for whom? Will this shift drive new value for consumers, or simply redistribute advantage among banks, fintechs, and platforms? This session gets practical on commercial models, competitive dynamics, and who stands to gain as Canada’s Open Banking rollout takes shape.Here’s what’s on the table:

• How will banks and fintechs monetise consumer-permissioned data?
• What commercial models are most likely to scale first?
• Will Consumer-Driven Banking unlock competition, or reinforce incumbent advantage?
• How will Real-Time Rails and payment initiation shape new revenue streams?