How DeFi affects the inclusive finance community

Defi is an unclear and complex disruption technology, and in addition with the smart contracts are radically transforming the financial service industry, also aims to democratize finance by replacing legacy and excluding intermediaries creating a full spectrum of financial services. DeFi is building new financial block in our community. Defi has the potential to significantly enhance the financial community by providing access to financial services through it technology, for whose undeserved or excluded from the traditional banking system Defi operates on blockchain networks, which are accessible to anyone with an internet connection. However, it is important to emphasizes that Defi offers many advantages, such accessibility, transparency and lower costs, it also comes with risks. These risks include hacking attacks, smart contracts vulnerabilities and regulatory challenges..and it´s crucial for the users understand the risk associated with this technology. Which are the benefits of DeFi for the final costumer? Which are the risk factors in the DeFi?