ÁCARA CLIMATE

Physical Risk Management Platform for Agricultural Finance

We empower financial institutions to make informed decisions on lending, insurance underwriting, and investment by conducting rapid scenario analysis and stress testing across various time scales.

Assess both single assets and aggregated portfolios with our powerful analytics, forecasting, and visualization tools.

Our agriculture risk assessment leverage Machine Learning with ecosystemic & climate model to assess the financial, climate and nature risks associated with agriculture.

Portfolio performance simulation

• Identify risks and opportunities by region and crop type.
• Design and evaluate strategies that inform asset allocation.
• Forecast portfolio outcomes with key drivers of return.

Commercial underwriting

• Improve underwriting guidelines for better pricing and risk selection.
• Evaluate crop sensitivity to hazards, yield variability, and crop failure probabilities.
• Assess climate probability of default and collateral depreciation.

Regulatory reporting

• Analyze multiple climate change scenarios and socio-economic pathways.
• Provide an extensive overview of exposure to climate change risks and opportunities.