Panel: Unlocking Credit Access: Advancements in Automated Credit Scoring

Fintech companies are leveraging alternative data and automation to develop innovative credit scoring systems and streamline the loan application process.

• Trust: How can we ensure that alternative data sources such as mobile phone usage, social media activity, and utility payments are reliable indicators for credit scoring? What role does AI play in enhancing trust and accuracy in this process?

• Personalised Lending: In what ways have these advancements facilitated the personalization of loan offerings? What are the implications of personalized lending for borrowers and lenders alike?